I've always been a big believer that before you make a long term investment in a girl, you size up her mom. How well mom has aged is the best indication you can have as to what you'll be waking up to twenty years down the road should you last that long.

The classic example of the consequences of not living by this theorem is Arnold Schwarzenegger. Few people today remember that when he married Maria Shriver, she was considered an anchor hottie. A hell of a catch. What he didn't consider is how poorly Kennedys age, and one day he woke up to find himself married to Cruella DeVille.

On that basis, with Hayden Panetierre's 18th birthday fast approaching, how bright is her future, based on how her mother looks? Is she a good long-term risk? I say "yes." Not that her mom is a world-class MILF, but she's pretty good. Good enough for me to think there's some decent aging genes in that DNA.

I'd invest heavily in Hayden Futures. (Past performance is not indicative of future results.)